Disclaimer

GENERAL INFORMATION 

KOED LLC  (“company”, “I”, “we” or “us”) provides general educational information and personal opinions on various topics on this website, its newsletters, and related communications as a public service. This information should not be construed as professional, financial, legal, tax, medical, psychological, or health advice. 

The term “you” refers to anyone who uses, visits, and/or views the website.

You agree to accept all parts of this Disclaimer by viewing this website or anything made available on or through this website, including but not limited to programs, products, services, opt-in gifts, e-books, videos, webinars, blog posts, e-newsletters, consultations, e-mails, social media, and/or other communication (collectively referred to as "Website").

We reserve the right to modify this Disclaimer at any time without notice. By visiting and using this Website, you accept and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use of our Website constitutes your acceptance of future changes. You must not access or use our Website if you do not wish to be bound by this Disclaimer.   

PROFESSIONAL SERVICES & COACHING DISCLAIMER  

All content and information on this website including our programs, products and/or services is for informational and educational purposes only, does not constitute medical, psychological, wellness, or health advice of any kind . Although we strive to provide high-quality general information, the content presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. We do not warrant that the information is free from errors or omissions. Always consult a professional in the medical and health area for your particular needs and circumstances before making any medical or health-related decisions. For your health-related questions, please seek the advice of a licensed physician or any other qualified healthcare provider immediately.   

No professional-client relationship: Your use of this website, including subscribing to our newsletter, downloading resources, or interacting with free content-does not establish any professional-client or coach-coachee relationship between you and KOED LLC.

Separation of Formally Contracted Coaching Services: KOED LLC provides independent, separate professional coaching services. Presentation of these coaching services on the Website constitutes an invitation to inquire or apply, not a binding contract. Any formal coaching relationship is strictly goverened by an independent, specific Written Coaching Agreement fully executed and signed by both parties. The terms of that separate Written Coaching Agreement shall strictly control and supersede any information, timelines, or representations made on this Website.

Health/Mental Health Specifics: We do not provide medical, psychological, wellness, or healthcare services designed to diagnose, treat, prevent or cure any physical ailment, mental condition, or mental issue. Always consult a licensed physician or appropriate qualified professional before making any health, medical, legal, financial, business-related or tax-related decisions based on content found on this website.

AFFILIATE / THIRD-PARTY LINKS DISCLOSURE AND DISCLAIMER 

We may partner with other businesses or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links. We will receive a commission if you purchase through our affiliate link at no extra cost to you.   

We may also recommend other products, services, coaches, and consultants but no such reference is intended to be an endorsement or statement that such information provided is accurate. It remains your sole responsibility to conduct your own due diligence to ensure you have obtained complete accurate information about such products, services, coaches, and consultants.   

We are a participant in the Amazon Services LLC Associates Program, which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon websites globally (including amazon.com, www.amazon.co.uk, www.amazon.de, etc.). 

These affiliate or third-party relationships in no way compromise the integrity of the content, information, services, and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences and preferences.  

Although we provide these affiliate links on the website for your convenience, we have no control over these external websites and they are solely responsible for their own content and information presented.  Therefore, KOED LLC and/or its officers, employees, partners, or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them. 

This disclosure policy applies to all affiliate links we share on our website, social media, emails, programs, products such as courses, ebooks, services, and any other means of communication with you.  

EARNINGS DISCLAIMER, TESTIMONIALS AND OTHER DISCLAIMERS 

We may disclose our income reports, case studies, and testimonials on the website from time to time. These metrics and reviews are strictly for informational purposes. They represent real-world examples of other individuals’ experiences, but they do not serve as a guarantee, promise, or projection of any kind regading your own results, earnings, or success.

Each individual’s performance and outcomes depend entirely on their unique background, dedication, skills, and personal circumstances. You agree not to hold KOED LLC or its officers, employees, partners, or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products and/or services presented here. 

SPONSORED POSTS / REVIEWS DISCLAIMER 

We may include sponsored blog posts on our website from time to time for resources we have found valuable or products or services we recommend. We may receive incentives, discounts, compensation, or free products in exchange for our reviews. All such reviews are made in good faith as our honest opinions. You are encouraged to perform your own due diligence before relying on any sponsored evaluations or ecommendations.

INTELLECTUAL PROPERTY & COPYRIGHT NOTICE

This Website publishes content and reviews products and services, which may include displaying produce images or logos from third-party manufacturers or platforms. In doing so, no corporate affiliation or copyright ownership is claimed for such third-party content.

To the extent that any external material appears on this site, it is utilized in good faith under fair use principles of United States copyright laws, or equivalent quotation and review exceptions under international laws. if you are a copyright holder and believe your material has been used in an unauthorized manner, please contact us immediately at hello [at] makinggreymatter.com to facilitate prompt removal or attribution.

FAIR USE DISCLAIMER  

This website reviews products and services, including but not limited to posting product images from other websites, and logos of manufacturers. In doing so, no copyright is claimed for this kind of content on the website, and to the extent that such material may appear to be infringed, we assert that such alleged infringement is permissible under the fair use principles of the United States copyright laws. If you believe any material has been used in an unauthorized manner, please contact us at hello [at] makinggreymatter.com.  

ARTIFICIAL INTELLIGENCE (AI) GENERATED CONTENT DISCLAIMER 

At KOED LLC we strive to use Artificial intelligence (AI) responsibly. We understand that AI can be used to help create meaningful and engaging content, as well as automate certain aspects of content production.  

This website may contain content created by AI or other automated technologies. Such content is provided for informational purposes only and should not be relied upon for any specific purpose without verification of its accuracy or completeness. We may use AI for different purposes in our business and on this website such as to generate content, including but not limited to images, product descriptions, articles, educational content, and other marketing materials. However, it’s important to note that AI output is not always perfect. In some cases, errors may occur due to the complexity of the system or data. 

We take all necessary measures to ensure that content produced by AI technology is of the highest possible quality, but we cannot guarantee the accuracy of our AI-generated content. We therefore disclaim any and all liability for any errors or omissions in the content produced by our AI technology, and advise that users exercise caution when relying on such content.  

AI-generated content may contain errors, omissions, inaccuracies, incorrect statements, and outdated information that may adversely affect your use of the website. Furthermore, it may lack the same depth of detail and accuracy that can be provided by knowledgeable humans. Therefore, we cannot guarantee the accuracy of any AI-generated content on this website. 

We are not responsible for any consequences resulting from your reliance upon such AI-generated content. You should always use appropriate caution and consult with an expert before relying on automated information or making decisions based on AI-generated content.

We reserve the right to modify or remove any AI-generated content at any time without notice. If you have any questions or concerns about the accuracy of AI-generated content, please contact us at hello [at] makinggreymatter.com for more information.  

By using this website, you agree to these terms and conditions regarding AI-generated content. If you do not agree to these terms, please do not use this website.  

NO WARRANTIES  

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED, TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS, AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATE COMPLETELY ERROR-FREE, SECURELY, OR MEET YOUR CONTINUOUS REQUIREMENTS.

LIMITATION OF LIABILITY 

You agree that under no circumstances shall KOED LLC and/or its officers, employees, successors, shareholders, or partners, or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website and all the content, information, products, services and graphics presented here, including but not limited to: 1) any errors or omissions on the website, delay or denial of any products or services, newsletter distruptions, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by the third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.  

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, the outcome of your actions, personal and business results, and for all other use in connection with the website. 

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us harmless from all losses, claims, damages, demands, actions, suits, proceedings, or judgments, including costs, expenses and reasonable attorneys' fees ("Liabilities") assessed against or otherwise incurred by you arising, in whole or in part, from: (a) actions or omissions, whether done negligently or otherwise, by you, your agents, directors, officers, employees or representatives; (b) all your actions and use of our websites including purchasing programs, products and services; (c) violation of any laws, rules, regulations or ordinances by you; or (d) violation of any terms and conditions of this website by you or anyone related to you; e) infringement by you or any other user of your account of any intellectual property or other rights of anyone. The company will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability, or damage at your expense. You shall fully cooperate and assist us if requested, without any cost, to defend any such claims.

GOVERNING LAW AND JURISDICTION

This Website is hosted at Beehiiv.com. The content is controlled and operated by KOED LLC, a limited liability company organized under the laws of the State of Minnesota, United States. By accessing this Website or opening our newsletter communications, you expressly agree that any dispute, claim, or litigation arising out of or related to this Disclaimer or your use of free website materials shall be governed by and construed in accordance with the laws of the State of Minnesota, without regards to conflict of laws principles, and shall be adjudicated in accordance with the Mandatory Arbitration and dispute resolution frameworks outlined in our Terms and Conditions.

LATEST UPDATE: May 30th 2026